Apple plans to start its U.S. iPhone leasing program on a near date through the upgrade plan system. The service partners with the lender for spread-out costs. It targets buyers amid increased spending levels after Apple adjusted Mac retail numbers in recent weeks. Users may pick spread payments instead of buying up front. Leased iPhones can be restricted from use if defaults occur. Apple includes related features in new iOS software. Some shoppers ask how leasing shifts versus buying outright. Critics point out that remote blocks leave buyers stranded if life events hit. Supporters note leasing cuts entry cost and simplifies new model swaps. The plan aligns with Apple's device flow as iPhone tags rise device by device. Shoppers ought to compare before signing on.